There are a lot of unexpected financial typhoons which may hit us at different time in our lives. One of the worst that can be filed under this category is unpaid hospital bills. If you or one of your family members get admitted in the hospital and your income cannot suffice, it’s best to take on some of these tips so that you’ll have enough to get by:
Get Extra Jobs and Gigs
If you have a regular job and you need extra income, the best that you can do is to try to book some gigs which you are familiar with. If you can’t do it easily within your industry, you can search for online jobs which serve your interest/ skills well. For example, if you have done blog-writing in the past, maybe you can score some online content writing jobs. You may also do other easier link building tasks like blog commenting or forum posting. Just manage your time well. Whatever you earn will still be a big help for when you’re needing all the help with medical bills that you can get.
Pawn off, Or Sell Assets
Another way to score some cash when you need some medical bills assistance is to pawn off some of your valuables. Most pawnshops have bigger interest rates than banks but you’ll get the money fast and you don’t need to gather and complete long documents. Also, you won’t have to wait for days just to get the money. You can be done in minutes!
If you don’t want to pawn off because you think it’s better to sell your valuables off, you can go for the selling route. We’re lucky because nowadays, the Internet makes it very easy for us to connect with other people. Therefore, putting your stuff up for sale is very easy. You can go to Ebay, to other buy-and-sell sites or you can even just post it on Facebook and offer the sale to your friends first. This way you don’t have to deal with dues, fees, and interests; although it might take longer for you to close a deal.
Get a Medical Loan
There are a lot of financial institutions (including the government) which offer medical loans as a way to remedy those unpaid medical bills. They grant these loans to people who are qualified, of course, those who have regular income or those who can give a worthy collateral for the loan. The approval for such loans may range from minutes to around 3 days; it depends on the kind of loan that you are applying for. The best way to go through this easily is to have a good credit standing or have real assets ready as offers for collateral.
With these three options, you’re sure you are not totally empty handed whenever the medical bills start to pile up. Just remember to manage your finances anyway you can, because those unpaid hospital bills can get suffocating whenever financial discipline starts to gain wider loopholes.